Mukhyamantri Mahila Utkarsh Yojana

Implementation of this scheme in rural areas by Gujarat Livelihood Promotion Company Ltd. (GLPC) and in urban areas by Gujarat Urban Development Mission (GULM). The main objective of this scheme is to create 1 lakh Joint Liability Earnings and Savings Group (JLESG) and make 10 lakh women self reliant by encouraging joint economic activity through these groups.

The main features of this scheme are as follows.

(1) If a regular installment is paid to each group under this scheme, Rs. Provision has been made to pay interest above Rs. 1 lakh from the Government.

(2) The scheme will cover 50000 JLESG in rural areas and 50000 in urban areas. In which the amount of interest will be paid by the government to the lending institutions on behalf of the women's group.

(3) For the successful implementation of this scheme, nationalized banks, rural banks, co-operative banks, private banks, co-operative societies and RBI Other recognized credit institutions - MFIs will also be promoted by the Government. (* May change subject to change)

The purpose of the scheme

Involve women in the Joint Liability Earnings and Savings Group (JLESG).

Target Beneficiary

10 women wanting to get credit.

Women should be between 18 and 59 years old

Priority to widowed abandoned sisters.

Existing group whose loan is not outstanding.

Target: 1 lakh groups, 10 lakh women and 50 lakh family members

Of these, 50000 groups in rural areas and 50000 groups in urban areas.

Financial support to women's groups

Women's groups: 1 lakh

Women group members: 10 lakh

Assistance Standard: Rs. Interest assistance up to Rs.6000 / -.

Loan amount: Rs. 1 lakh

Interest: As per 12%, maximum Rs. 6000 / -

Loan repayment: Monthly Rs. 100000 / - per annum as per installment of Rs. 120000 / -

Out of which Rs. 120,000 loan recovery and Rs. 20000 as savings.

Waiver of stamp duty: Waiver of stamp duty required for bank loan is to be Recognised

Leading institutions and support

Nationalized Banks, Grameen Banks, Cooperative Banks, Private Banks, Cooperative Societies and RBI Recognised other lending institutions

Support to banks / lending institutions:

Rs per group 4000 / - for recovery mechanism.

Rs. NPA Fund up to 4000 / -

Documents to apply for mukhymantri mahila Utkarsh Yojana

Aadhar card
Voter ID
Ration card
Residence certificate
Income certificate
Mobile number

Application Procedure Of Mukhyamantri Mahila Utkarsh Yojana

The State Government of Gujarat has not launched the online application procedure for the scheme till now but if the government will launch the portal then you have to follow the registration procedure as we are providing you in the below section-